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- Best Credit Cards for International Travel in 2025
- Chase Sapphire Preferred® Card
- Capital One Venture Rewards Credit Card
- American Express® Platinum Card
- Discover it® Miles
- Citi Premier® Card
- Bank of America® Travel Rewards Credit Card
- HSBC World Elite Mastercard®
- Marriott Bonvoy Boundless™ Credit Card
- Alaska Airlines Visa Signature® Credit Card
- U.S. Bank Altitude Reserve Visa Infinite® Card
- At-a-Glance Comparison
- Final Thoughts
- Recommended Reads
Best Credit Cards for International Travel in 2025
Planning international travel involves more than booking flights and accommodations, it also means choosing a credit card that supports your financial needs abroad. Whether you’re heading to a remote destination or exploring major cities, the right credit card can help you avoid fees, earn valuable rewards, and access premium benefits that enhance your journey.
This professionally curated selection highlights credit cards that offer competitive travel perks, reward structures, and global usability. The list includes options for a variety of travelers, from luxury seekers to budget-conscious spenders.
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card remains a top choice for frequent travelers thanks to its flexible rewards program and travel-friendly features. Cardholders earn generous points on dining and travel while enjoying protection abroad.
Benefits:
- No foreign transaction fees
- 2x points on dining and travel purchases
- Points transferable to airline and hotel partners
- Trip cancellation and baggage delay insurance
Its balance of affordability and perks makes it an appealing mid-tier travel card.
Capital One Venture Rewards Credit Card
Designed for straightforward travelers, the Capital One Venture Rewards Credit Card provides a flat rewards rate and strong international acceptance.
Benefits:
- 2 miles per dollar on every purchase
- No foreign transaction fees
- Flexible redemption options
- Global acceptance across major networks
This card is particularly suited to users who prefer simplicity in earning and redeeming miles.
American Express® Platinum Card
A premium card built for those who prioritize comfort, the Amex Platinum offers high-end benefits that elevate the international travel experience.
Benefits:
- 5x points on flights booked directly or through Amex Travel
- Complimentary access to Centurion and Priority Pass lounges
- Trip delay, cancellation, and medical insurance
- No foreign transaction fees
Ideal for frequent flyers seeking access and luxury.
Discover it® Miles
The Discover it® Miles is known for its uncomplicated rewards program and first-year cashback match, offering value without annual fees.
Benefits:
- Earn 1.5 miles per dollar on all purchases
- First-year automatic miles match
- No foreign transaction fees
- No annual fee
Note: Discover’s international acceptance is more limited than Visa or Mastercard, so cardholders should verify regional usability.
Citi Premier® Card
Built for dynamic travelers, the Citi Premier® Card rewards a range of lifestyle categories including travel, dining, and entertainment.
Benefits:
- 3x points on air travel, hotels, dining, and supermarkets
- No foreign transaction fees
- Points transferable to travel partners
- Sign-up bonus after meeting minimum spend
An all-around card offering versatility and practical reward options.
Bank of America® Travel Rewards Credit Card
For those seeking a low-cost entry into travel rewards, this no-annual-fee card from Bank of America delivers simplicity and value.
Benefits:
- Earn 1.5 points per dollar on all purchases
- No foreign transaction fees
- No annual fee
- Enhanced rewards for Preferred Rewards members
Great for travelers who want basic perks without the overhead of annual fees.
HSBC World Elite Mastercard®
This premium card offers global benefits and elite-level perks suitable for seasoned international travelers.
Benefits:
- No foreign transaction fees
- Access to global travel insurance coverage
- Airport lounge access and concierge services
- Travel assistance, including trip interruption protection
Its upscale perks are ideal for luxury-focused cardholders.
Marriott Bonvoy Boundless™ Credit Card
Tailored for travelers loyal to the Marriott hotel network, this card maximizes value through bonus points and annual rewards.
Benefits:
- 6x points at participating Marriott Bonvoy hotels
- Free night award every year after card anniversary
- No foreign transaction fees
- Automatic Silver Elite status
Recommended for travelers who frequently stay within the Marriott portfolio.
Alaska Airlines Visa Signature® Credit Card
Perfect for travelers within the Alaska Airlines network, this card offers practical airline benefits and reasonable annual costs.
Benefits:
- 3x miles on Alaska Airlines purchases
- One annual Companion Fare (with restrictions)
- Free checked bags for the cardholder and companions
- No foreign transaction fees
Ideal for domestic and select international travelers flying Alaska Airlines regularly.
U.S. Bank Altitude Reserve Visa Infinite® Card
Targeted at business professionals and frequent international travelers, this card includes mobile and security features alongside robust travel rewards.
Benefits:
- 3x points on travel and mobile wallet purchases
- $325 annual travel credit
- Global Entry/TSA PreCheck fee credit
- No foreign transaction fees
- Complimentary lounge access
With both business-friendly and travel-focused features, this card is well-suited for users who want premium protection and flexibility.
At-a-Glance Comparison
Card Name | Travel Rewards Rate | Annual Fee | Foreign Transaction Fee | Lounge Access |
---|---|---|---|---|
Chase Sapphire Preferred® | 2x travel & dining | $95 | None | No |
Capital One Venture | 2x all purchases | $95 | None | No |
AmEx Platinum | 5x flights | $695 | None | Yes |
Citi Premier | 3x travel, dining, groceries | $95 | None | No |
HSBC World Elite | 3x travel | $395 | None | Yes |
Final Thoughts
Selecting the right credit card for international travel can improve both your finances and your overall travel experience. By comparing the offerings of leading issuers, travelers can identify which card aligns with their habits and priorities, whether it’s maximizing airline points, avoiding foreign fees, or accessing premium perks.
Before applying, it’s advisable to review the issuer’s terms and confirm any updates to reward structures, annual fees, or acceptance coverage for your intended destinations.

Reviewed and edited by Albert Fang.
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